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A payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payments processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar.[1] The payment gateway may be provided by a bank to its customers but can be provided by a specialized financial service provider as a separate service, such as a payment service provider. A payment gateway facilitates a payment transaction by the transfer of information between a payment portal (such as a website, mobile phone, or interactive voice response service) and the front-end processor or acquiring bank. Some payment gateways offer white label services, which allow payment service providers, e-commerce platforms, ISOs, resellers, or acquiring banks to fully brand the payment gateway’s technology as their own. This means PSPs or other third parties can own the end-to-end user experience without bringing payments operations—and additional risk management and compliance responsibility in house.
PayPal is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers and serves as an electronic alternative to traditional paper methods such as checks and money orders. The company operates as a payment processor for online vendors auction sites and many other commercial users, for which it charges a fee. PayPal provides free analytics to traders about the ways that consumers utilize online payments. Through the free tracking service, PayPal assists traders in targeting consumers. PayPal's code gathers the consumer information which can be installed on the trader's website.[146] Both PayPal and traders benefit from the free service. PayPal partners with Synchrony Financial to provide the PayPal Cashback Mastercard which offers 2% cashback to customers who use the card to make purchases both online and in physical stores. PayPal's cashback financial service promotes the number of potential customers.
Stripe is an Irish-American financial service and software as a service (SaaS) company dual-headquartered in San Francisco, United States, and Dublin, Ireland. The company primarily offers payment processing software and application programming interfaces (APIs) for e-commerce websites and mobile applications. In March 2013, Stripe made its first acquisition, Kickoff, a chat, and task-management application. Stripe provides APIs that web developers can use to integrate payment processing into their websites and mobile applications.
Mastercard is an American multinational financial services corporation headquartered in the Mastercard International Global Headquarters in Purchase, New York. The Global Operations Headquarters is located in O'Fallon, Missouri, a municipality of St. Charles County, Missouri. Throughout the world, its principal business is to process payments between the banks of merchants and the card-issuing banks or credit unions of the purchasers who use the "Mastercard" brand debit, credit, and prepaid cards to make purchases. Mastercard Worldwide has been a publicly-traded company since 2006. Before its initial public offering, Mastercard Worldwide was a cooperative owned by the more than 25,000 financial institutions that issue its branded cards. Through a partnership with an Internet company that specializes in personalized shopping, Mastercard introduced a Web shopping mall on April 16, 2010, that it said can pinpoint with considerable accuracy what its cardholders are likely to purchase.
Visa is an American global monetary administrations company settled in Foster City, California, United States.It works with electronic assets moves all through the world, most generally through Visa-marked Visas, check cards, and paid ahead of time cards.[5] Visa is one of the world's most important organizations. Visa doesn't give cards, expand credit, or set rates and charges for buyers; rather, Visa gives monetary organizations Visa-marked installment items that they then, at that point, use to offer credit, charge, paid ahead of time, and money access projects to their clients. In 2015, the Nilson Report, a distribution that tracks the charge card industry, discovered that Visa's worldwide organization (known as VisaNet) handled 100 billion exchanges during 2014 with a complete volume of US$6.8 trillion. It was dispatched in September 1958 by Bank of America (BofA) as the BankAmericard charge card program. In light of contender Master Charge (presently Mastercard), Bofa started to permit the Bank Americard program to other monetary organizations in 1966. By 1970, BofA surrendered direct control of the BankAmericard program, shaping a consortium with the other different BankAmericard backer banks to assume control over its administration. It was then renamed Visa in 1976. Practically all Visa exchanges overall are handled through the organization's straightforwardly worked VisaNet at one of four secure server farms, situated in Ashburn, Virginia; Highlands Ranch, Colorado; London, England; and Singapore.]These offices are intensely gotten against catastrophic events, wrongdoing, and psychological warfare; can work autonomously of one another and from outer utilities if important, and can deal with up to 30,000 concurrent exchanges and up to 100 billion calculations consistently.
Discovery likewise possesses or has interests in nearby forms of its station brands in worldwide business sectors, notwithstanding its other major territorial activities like Eurosport (a dish European gathering of sports stations, most noticeably the rightsholder of the Olympic Games all through the greater part of Europe), GolfTV (a global golf-centered web-based feature, which is the worldwide advanced rightsholder of the PGA Tour), Discovery Communications Nordic (which works general-interest stations in Norway, Sweden, Denmark and Finland), TVN Group in Poland, and an arrangement of different allowed to-air stations in Germany, Italy, New Zealand, and the United Kingdom. Revelation, Inc. is an American global broad communications real TV organization situated in New York City. Set up in 1985, the organization fundamentally works a gathering of real and way of life TV brands, like the namesake Discovery Channel, Animal Planet, Science Channel, and TLC. In 2018, the organization gained Scripps Networks Interactive, adding organizations like Food Network, Asian Food Network, HGTV, and Travel Channel to its portfolio. Since the buy, Discovery has depicted itself as serving individuals from "enthusiastic" crowds, and has likewise positioned a bigger spotlight on real time features worked around its properties, like Discovery.
PAY, WAGE or WAGES, SALARY, STIPEND are terms for measures of cash or identical advantages, normally given at a customary rate or ordinary spans, as a trade-off for administrations. PAY is the overall term: His compensation went up consistently. Compensation typically assigns the compensation given at an hourly, day by day, or week by week rate, frequently for manual or semiskilled work; WAGES ordinarily implies the combined sum paid at normal spans for such work: a time-based compensation; week after week compensation. Pay assigns a fixed, occasional Installment for customary work or administrations, as a rule registered on a month to month or yearly premise: a yearly compensation paid in twelve equivalent regularly scheduled payments. Allowance assigns an occasional Installment either as an expert compensation or, all the more usually, as a compensation as a trade-off for unique administrations or as an award on the side of innovative or insightful work: a yearly payment for fill in as a specialist; a payment to cover everyday costs.